:root{--n:#0b2a45;--t:#0f7c8c;--s:#f3f7fa;--x:#1c2b36}*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--x)}
.wrap{max-width:1100px;margin:auto;padding:0 20px}header{background:var(--n);position:sticky;top:0;z-index:5}.bar{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;padding:12px 20px}
.logo{color:#fff;font-weight:700;font-size:1.2rem;text-decoration:none}nav a{color:#cfe3ef;text-decoration:none;margin-left:16px;font-size:.95rem}nav a:hover{color:#fff}.lang{border:1px solid #cfe3ef;padding:2px 8px;border-radius:4px}
.hero{background:linear-gradient(135deg,#0b2a45,#0f7c8c);color:#fff;padding:80px 0 70px}.hero h1{font-size:clamp(1.8rem,4vw,2.8rem);line-height:1.2;max-width:850px;margin:0 0 16px}.lead{font-size:1.15rem;max-width:760px;opacity:.95}
section{padding:56px 0}section.alt{background:var(--s)}h2{color:var(--n);font-size:1.8rem;margin-top:0}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.card{background:#fff;border:1px solid #dde7ee;border-top:4px solid var(--t);border-radius:8px;padding:20px}.card h3{margin:0 0 8px;color:var(--n)}
.btn{display:inline-block;background:#fff;color:var(--n);padding:12px 22px;border-radius:6px;font-weight:600;text-decoration:none;border:0;cursor:pointer;font-size:1rem}.btn.alt{background:transparent;color:#fff;border:2px solid #fff}
.cta{background:var(--n);color:#fff}.cta h2{color:#fff}.cta .btn{background:var(--t);color:#fff}.form .btn{background:var(--t);color:#fff}
.cols{columns:2;gap:40px}.steps li{margin-bottom:10px}details{border-bottom:1px solid #dde7ee;padding:10px 0}summary{cursor:pointer;list-style:none}summary h3{display:inline;color:var(--n);font-size:1.1rem}
.form{display:grid;grid-template-columns:1fr 1fr;gap:14px;max-width:800px}.form label{display:flex;flex-direction:column;font-weight:600;font-size:.9rem}.form label:nth-last-of-type(1){grid-column:1/-1}
input,textarea{font:inherit;padding:10px;border:1px solid #b9c9d4;border-radius:6px;margin-top:4px}footer{background:#081d30;color:#9fb6c6;padding:28px 0;font-size:.9rem}
.wa{position:fixed;right:18px;bottom:18px;background:#25d366;color:#fff;padding:12px 18px;border-radius:30px;font-weight:700;text-decoration:none;box-shadow:0 4px 12px #0004}
@media(max-width:700px){nav a{margin:0 10px 0 0}.cols{columns:1}.form{grid-template-columns:1fr}}.langs{display:flex;gap:4px;margin-left:16px}.langs a{color:#cfe3ef;text-decoration:none;font-size:.8rem;border:1px solid #4d6b80;padding:2px 6px;border-radius:4px}.langs a.on{background:#cfe3ef;color:#0b2a3d;font-weight:700}